How to Apply
As a leader in business funding, we make the application and approval process easy. Apply online and we’ll have one of our experienced Loan Specialists connect with you. We’ll ask you about your business and help you customize a loan to fit your needs.
What Customers Are Saying
Jon Tanner, Executive VP
This Texas-based company launched a unique strategy to add legal services to its existing insurance business for large commercial clients. And that meant a whole new set of marketing requirements to foster growth. With a non-traditional business model, they needed a lending partner that could really understand their business and provide the needed flexibility.
Why National Funding?
Nobody provides a more personalized approach, with experienced Loan Specialists to guide you every step of the way and answer your funding questions. Our process makes getting the money you need to cover business expenses easy.
Corporation Loans Resources
Taking on the challenge to expand or upgrade your business is often daunting, especially when it comes to business finances. Use these resources to help you learn more about corporate finances and how you can manage them more effectively.
Offering your employees a retirement plan is more than a nice perk. Adding retirement benefits can potentially help you recruit and retain the best employees possible. Learn more about types of retirement plans and if your business should consider offering one.
Even if the prospect of scouring economic reports sounds extremely dull, following certain financial and economic indicators could help your business. Use the advice in this post to know what indicators you should follow to stay ahead of financial fluctuations.
Hiring employees is often a long process that can have expensive consequences if you don’t choose the right people. The cost of training and retaining employees should encourage you to hire the right person every time. Check out this post to learn some of the most common mistakes business owners make when hiring employees.
FAQ: Corporate Loans
If corporate finances and lending confuse you, you’re not alone. To make getting a corporate loan easier, we’ve put together some common questions business owners like you ask about corporate financing.
To get a corporation loan, you’ll want to research lenders to know which one offers you the best chance for approval. A traditional lender may be a great choice for some business owners, but high credit and financial requirements can make it difficult to get approved. You may want to work with an alternative lender like National Funding to easily apply for corporate loans with high approval rates.
Some traditional lenders have strict credit requirements for loan approval. Luckily, there are bad credit corporate loans available from alternative lenders if you’re building credit or have less than perfect credit.
The loan application from National Funding takes just a few minutes to complete. The easy online application will ask you a few simple questions about your business and your financial needs. We’ll then contact you to learn more about how we can tailor a loan program for your business.
National Funding offers business loans with no down payment or collateral needed. That means you won’t need to disrupt your cash flow to secure your loan.
Ratings & Reviews
We work hard to provide a personalized experience for every business owner. Read our reviews to see how we’ve helped business owners like you.
True to our mission, we encourage you to read the following policies and learn how they affect you as a client.
(1) 24 hours:
Fast approvals and 24 hour funding subject to receipt of required documentation, underwriting guidelines, and processing time by your bank. Funds are deposited into your business checking account as soon as the next business day after approval and acceptance of terms.
(2) Early payoff discounts:
National Funding offers special opportunities for its customers to terminate contracts early and receive a discount in the process. Equipment Finance customers who pay off the total remaining balance early, at any point during the contract, will automatically receive a 6% discount off the total remaining balance. Working Capital customers who pay off the total remaining balance in full within the first 100 days of the contract will automatically receive a 7% discount off the total remaining balance. We do not currently offer a discount on our lease contracts. Customers must pay off the balance in full, be current, and in good standing to take advantage of the discount within the time parameters.
(3) Automatic payments:
Loan payments are withdrawn via Automatic Clearing House (ACH) Monday through Friday excluding bank holidays.
(4) Wide variety of payment options:
- Equipment Financing: payments are remitted monthly with terms of 2-5 years
- Working Capital Loan: payments can be remitted daily or weekly with terms of 4 months up to 24 months
(5) Potential Tax Savings:
The Section 179 Tax Deduction allows businesses to deduct the full purchase price of qualifying equipment and/or software purchased or financed during the tax year. Meaning, if you buy (or lease) a piece of qualifying equipment, you can deduct 100% of the purchase price from your gross income. You can secure the equipment, tools, and technology you need, while also taking advantage of significant tax deductions - up to $1,000,000. Consult your tax professional for more details.
(6) Guaranteed lowest payment:
Pursuant to the terms and conditions specified in these Rules and Restrictions of the Guaranteed Lowest Payment, National Funding guarantees to provide the lowest payment on equipment leased through National Funding, for lease terms from 24 to 60 months, or to pay $1000 towards qualifying executed leases. Lease payment comparisons must be based on a lease in excess of $10,000, for approved equipment, and with the same terms and conditions as those offered by National Funding within seven days that the National Funding terms are issued. To be eligible, customers must provide a competitive lease quote without contingencies, and vendor invoice, and in the name of the lessee within seven calendar days of the date National Funding issues its terms. Guarantee only valid on competitive equipment leases. Equipment finance agreements do not qualify.
In the event that the monthly lease payment amount from the competing lease company or bank is lower than the monthly payment that is being offered by National Funding for the same equipment and pursuant to the same terms, National Funding will verify the validity and accuracy of the competing leasing company’s or bank’s payment options, terms and the vendor quote. National Funding has the option, in its sole discretion, to either beat the competing leasing company’s or bank’s monthly payment rate, or pay $1000 to the lessee. The lessee must provide National Funding with the competing company’s or bank’s signed lease agreement with payment terms/options, and take delivery of the equipment. Payments will be made within 30 days, and lessee is responsible for any taxes.
The Guaranteed Lowest Payment is available to both new and established customers of National Funding. This offer is valid for new lease applications only. The Guaranteed Lowest Payment is not retroactive — a previously funded equipment lease with National Funding is not eligible for the Guaranteed Lowest Payment. Only non-contingent offers of lease terms and payment are eligible. Offers made to lessee that include subsidization by manufacturers and/or vendors will not be considered in comparing competing offers.
The Guaranteed Lowest Payment may be discontinued at any time without notice.
To participate in the Guaranteed Lowest Payment program, if you have a lease agreement and vendor quote which you believe will qualify for the program, contact your National Funding Lease Manager.
(7) Terms and Conditions apply:
This is not a guaranteed offer of credit. Loans subject to lender approval. Approval amount is based on eligibility determined by information obtained from Dun & Bradstreet. Actual eligibility may vary. Restrictions may apply. Application is subject to approval by the lender and is based on factors such as business type, time in business, annual sales, average bank balances, personal credit and other variables deemed relevant by the lender.