Direct Business Lending
Direct lenders work directly with you to take the hassle out of small business loans
Ready To Move Your Business Forward?
How Direct Lender Loans Can Work for You
A direct lender works with you specifically to help you get the business loan you need. Direct lenders cut out the middleman or lending broker to get you the best small business financing options for your business’ financial situation. With a direct business lender, you’ll have the power to find a financing solution that works for your business needs and get your questions answered promptly – no need for any back and forth or confusion. Even better, you can consult direct lenders online and complete a simple, quick application from the comfort of your home or office.
Direct lenders offer several types of business loans to suit every kind of business need. Whether you’re looking to expand your business or bridge gaps in cash flow, direct lenders can help you quickly get the funding you need.
Higher Approval Odds
- Direct business lending allows your lender to hear your full story, not just what shows on a financial report
- Direct loans tend to have higher approval odds than other business loans
Faster Decisions
- A direct lender doesn’t have to go back and forth with a broker
- You’ll get a quick decision on your loan application so you can focus on running your business
Easier Applications
- Direct lenders streamline the loan application process
- No more filling out applications by hand for a traditional lender – complete your application online
Quick Funding
- If approved, you can access loan funds in as little as 24 hours
- Without a third-party involved, a direct lender can approve loans and quickly transfer funds more easily
How to Apply

How Do Direct Lender Loans Work?
Fast & Easy Application Process
No-cost, no-obligation application with funding in as few as 24 hours1
Helpful Loan Guidance
A Funding Specialist will contact you to help you choose the right business financing option.
Quick Decision, Fast Funding
You could be approved, and funds deposited into your account, in as little as 24 hours.1
What Customers Are Saying
Cheryl Dailey, Owner
Master Handyman, LLC
Focusing its business on providing handyman services to commercial enterprises in Cleveland, Master Handyman looked to secure a working capital loan to cover key expenses and allow them to hire new staff to foster growth. They wanted “real employees, not just day laborers”, and working with National Funding gave them the cash resource they needed to make it happen.
Why National Funding?
At National Funding, we’ve been providing business owners just like you with quality direct funding loans for 20 years. We understand the unique challenges of a growing business and we’re here to help. We offer business lending with a customized approach.
We Know Growing Businesses
Experience supporting businesses with a variety of unique needs
Simple, Fast Application Process
No-cost, no-obligation application and funding with a quick turn-around.1
A Trusted Lending Partner
Supporting 75,000+ businesses nationwide with over $4.5 billion in funding.
Dedicated Funding Specialists
Our Funding Specialists care about your success and guide you to the right loan to get the funds you need.
High Approval Rates
Even if you’ve been turned down elsewhere, there’s still a great chance we can get you the business capital.
Hassle-Free Payments
We provide fixed terms and set up simple, automatic payments3
Direct Lender Loans Resources
What Are Direct Lender Loans?
Find out more about direct lending and how it can work for your business. This post breaks down how a direct lender works and why it could be the best choice for your business. Learn about the benefits of working with a direct lender.
How Do I Get a Business Loan with Bad Credit?
Without the restrictions of a loan broker, small business direct lenders can help you get a business loan, even if you have less than ideal credit. Learn more about the process of finding an alternative, direct lender and how they can help you get a loan.
A Guide to Loan Financing Options When Your Cash Flow Dries Up
Unfortunately, most business owners will experience a slow period at some point. Learn what you can do to combat a lack of cash flow through business financing. Working with a direct lender gives you the best chance of approval and fast loan funding.
FAQ: Direct Lender Loans
Shopping for a loan can be confusing and exhausting. We’ve put together some of the most popular questions business owners have about direct lending. Get the answers you need to help you find financing for your business quickly and easily.
Ratings & Reviews
We are very proud of what our customers are saying on TrustPilot.
As far as bridge financing goes...
As far as bridge financing goes these guys are about as good as it's going to get we paid it off early and got a 10% discount on the balance
Randy Shoemaker
Eric Fong did an amazing job
I will definitely recommend any small business needing one form of funding or the other to check National Funding out.
Sam A.
Hats off to the team that helped me…
Hats off to the team that helped me with some business lending. They made the process super easy for both working capital and equipment loans.
Hallie Beilig
Great experience
Great experience, easy funding, paid next day! Smooth & straightforward process! Still lowest offered than any other lenders.
RAPTOR ACCOUNTING