Beauty & Wellness Business Loans

Build your business with our beauty salon and wellness spa business loans

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Types of Beauty and Wellness Business Loans

Small Business Loans icon

Small Business Loans

Secure operating capital for daily expenses, materials, payroll and more.

$5,000 to $500,000

Equipment Financing and Leasing icon

Equipment Financing and Leasing

Purchase or lease equipment for your beauty and wellness business.

Up to $150,000

How Beauty and Wellness Business Loans Can Help You

Owning a hair salon or spa requires a passion for beauty and wellness. As a salon professional, you want to give your customers the best beauty experience possible. That means offering great products and services like top-of-the-line hair care products and hiring an exceptional staff of beauticians. You may wonder how you will be able to afford the costs that go into offering a top of the line experience. Hair salon financing is one easy way to get the working capital your salon or spa needs. A business loan for hair salon owners helps you pay for monthly expenses while also investing in the growth of your beauty and wellness business.

Purchase Salon or Spa Inventory icon

Purchase Salon or Spa Inventory

  • Allow customers to purchase your favorite hair products, beauty treatments or skin care products
  • Offer a new line of products for your customers, such as a new brand of makeup or hair treatments
Pay Monthly Bills icon

Pay Monthly Bills

  • Keep the lights on and the water running each month with cash to pay your monthly utilities
  • Make sure your salon or spa is protected with business insurance and the proper beauty licenses
Hire the Best Wellness Employees icon

Hire the Best Wellness Employees

  • Keep your customers looking and feeling great by hiring expert estheticians for spa treatments
  • Hire the best hair stylists with hair salon financing to help with payroll
Finance Beauty Equipment icon

Finance Beauty Equipment

  • Upgrade your salon equipment with new salon stations or shampoo bowls
  • Keep clients relaxed as they enjoy spa treatments with upgraded massage tables or high-tech treatment equipment

How to Apply

How to Apply steps

Why National Funding?

Getting the funding you need to run your beauty salon or wellness spa successfully can be confusing and difficult. Many traditional lenders only offer beauty business loans after a lengthy application process and several weeks of waiting for approval. If you’ve got invoices or employees to pay now, it’s just not possible to wait. That’s why choosing an alternative lender with experience financing health and wellness companies might be your best option. At National Funding, we offer business loans for spa and salon owners with a quick and easy application and approval process. Let one of our Funding Specialists get to know you and your business needs to customize a business loan for hair salon companies to your unique goals.

We Know Beauty and Wellness Businesses

We Know Beauty and Wellness Businesses

Experience supporting beauty and wellness business owners

Trusted by Businesses Like Yours

Trusted by Businesses Like Yours

Over $3 billion in funding to more than 50,000 businesses nationwide

Personalized Experience

Personalized Experience

Lending solutions and payment options tailored to your specific needs

Fast & Easy Application Process

Fast & Easy Application Process

No-cost, no-obligation application with funding in as few as 24 hours1

Funding Specialists Who Care

Funding Specialists Who Care

Experienced Funding Specialists help you make the right decision

Worry-Free Lending

Worry-Free Lending

No collateral requirements, plus simple, automatic payments

Beauty & Wellness Business Resources

Salon and spa owners know that working capital is just one part of running a successful beauty industry business. You also need to have the ability to keep up with the constantly-changing beauty and wellness industry. That means your salon must be at the forefront of beauty trends to be successful. From new technology in skin care to popular hairstyles, your salon or spa must be ready to offer clients the latest treatments. With spa business loans, you can get working capital to finance your business needs as they come up. Similar to learning about beauty industry trends, spa owners should stay up to date on the ins and outs of running a successful business. Check out our blog resources below to learn more about funding the needs of your small business in the beauty industry.

Ideas for Employee Appreciation Day: How to Celebrate Your People

Ideas for Employee Appreciation Day: How to Celebrate Your People

Your employees work hard to make sure your salon or spa runs smoothly. In fact, a great beautician or customer service rep can make or break a client’s experience at your salon. Say thanks to your employees with these ideas for customer appreciation day. Happy employees who love their jobs will help boost your bottom line by providing quality service to customers.


Why Even the Smallest of Businesses Could Benefit from a CRM System

CRM systems, or customer relationship management systems, allow your salon or spa to keep track of past customers and their preferences. For example, you may have a customer who used to get massages at your spa but hasn’t in several months. You can use a CRM to track the date of their late massage and send them a friendly reminder or coupon to encourage them to come in to the spa. Read this blog for more reasons why a CRM is a great idea for almost any business.


Cash Flow Loans for Small Business Owners: Prepare for the Unexpected

Cash Flow Loans for Small Business Owners: Prepare for the Unexpected

Your salon or spa needs working capital and cash flow to run successfully. Unfortunately, no one can predict the future. Sometimes things don’t go as planned. As a salon owner, you can use hair salon financing to keep your business running when the unexpected happens. Learn more about cash flow and why it’s important to your beauty industry business in our blog post.


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Products offered by National Funding and affiliates are business loans only. The products may be provided by third parties and subject to lender approval. In California, loans made or arranged pursuant to a California Financing Law License.